Horizon Financial Bank
 
 
Online Banking FAQ

Is a Random Code necessary?
The Random Code is an extra security measure used to eliminate fraudsters from randomly selecting account numbers. It is randomly generated each time you try to log in.
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What is my Security Key Image?
The Security Key Image is used to help you identify our Online Banking as a legitimate site. The text word or phrase you select will be converted to an image. When you log into Online Banking you will see the Security Key Image on every page.
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What does remember this computer mean?
If you choose to remember your computer, you will not be prompted to answer one of the questions you set up during enrollment. You will still have to enter in your account number, pin and the Random Code. You can remember your computer after you have completed the initial enrollment and login. The system uses information about your hardware and software to recognize a remembered computer. If you delete your browser cookies on your PC, you will have to re-remember the computer. The secure cookie will periodically expire on your computer and will require you to remember your computer again.
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What is Internet Banking?
Internet banking is a tool that allows you to use a personal computer with an internet connection to conduct your banking online.
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What can I do with Internet Banking?
You can view account balances, transaction history, transfer money, view actual images of processed checks, download transactions to a personal financial manager and much more. Check out the Internet Banking Demo to see all the features of Internet Banking and how you can personalize your online banking experience.
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What is a secure cookie?
A secure cookie is a small text file with hashed content that is placed on a computer to help identify the user. In this case, the cookie that is stored on your PC during login lets you bypass your personalized security questions whenever you access Online Banking in the future. The secure cookie will periodically expire on your computer and will require you to remember your computer again.
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How do I start viewing my accounts online?
Once you have an account with Horizon Financial Bank, it must be activated and then you can begin your online banking experience.
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Branches: Devils Lake, ND 701-665-2020 - Munich, ND 701-682-5331 - Osnabrock, ND 701-496-3482 - Bismarck, ND 701-751-7274
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