Horizon Financial Bank

What's on your HORIZON?
Saving for the goals on your HORIZON is easy
 with a 12-month CD special from Horizon Financial Bank!
·        1.41% annual percentage yield with a 1.40% interest rate
·        $1,000 minimum balance required to open and obtain the stated APY
·        Interest compounds and is credited semiannually
·        Automatically renews at HFBs regular 12-month CD rate
·        3-month interest penalty on early withdrawal (fees could reduce earnings)
·        Not applicable to institutional deposits
CD special effective February 20, 2018 and is subject to change at any time.
Attention high school seniors: Applications for the Horizon Financial Bank Employee-Funded Scholarship for 2018 are now available! If you attend a high school in Munich, Langdon, Starkweather, Devils Lake or Bismarck and if you or your parent are customers of Horizon Financial Bank, you are eligible to apply. Applications are available at the schools in each town or click on the following link to print a copy. Deadline to submit an application is 4 p.m. May 1, 2018. Go to 2018 Scholarship application for more information.

Horizon Financial Bank moves into its 113th year of banking in ND

Horizon Financial Bank is beginning its 113th year in the banking industry and is excited to continue to be a well-rooted community bank in North Dakota. Please stop in, have a cup of coffee, visit with our staff and see what we can do to make your banking experience the best experience possible. We’re excited to be the new kid on the block in Bismarck and a community banking fixture in northeastern North Dakota! We take pride in providing years of experience and personal service every time you use our products.

As we reflect on the past 113 years and look to the future, we recognize that the support and loyalty that our customers have shown us provides us with exciting new opportunities. This was particularly evident in December 2013 when the bank changed its name from The First State Bank of Munich to Horizon Financial Bank and then again in 2014 when the Bismarck location opened.

Over its long history in North Dakota, the bank has seen many changes and variations of its brand and logo, but what will not change is the commitment to the communities it serves and to remain a locally owned and operated community bank for generations to come. The bank is owned by Munich Bancshares, Inc. and will continue under this ownership.

It is a privilege to have gained the confidence and loyalty of our customers over the years and the bank looks forward to continuing to provide the latest banking technology, products and services tailored to your needs.

We invite you to explore the convenience of our Horizon e-Banking site, where you can securely manage your finances with real time account information. Through Horizon e-Banking, you can also gain access to the Horizon e-Pay site where paying bills has never been as effortless! On the go? Horizon e-Banking customers now have the ability to access their accounts and make deposits remotely by using their mobile devices. Download the Horizon e-Mobile app today!






Horizon Financial Bank takes privacy seriously and has not changed its information sharing practices. HFB's Privacy Policy can be found under the Financial Security tab on this website; can be received upon request at any of the bank's locations; or can be obtained by calling 1-800-859-2035 to request that the Privacy Policy be mailed.



Branches: Devils Lake, ND 701-665-2020 - Munich, ND 701-682-5331 - Osnabrock, ND 701-496-3482 - Bismarck, ND 701-751-7274
FDIC Insured The first choice for all your financial needs.

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