Horizon Financial Bank
 
 
Savings

Regular Statement Savings
• Available for persons 19 years or older
• $100 minimum to open account and obtain stated Annual Percentage Yield (APY)
• Interest compounded daily and credited monthly
• Free Horizon e-Statements, Horizon Voice Banking, Horizon e-Banking, Horizon e-Pay, Horizon e-Mobile* & Horizon e-Mobile Deposit*

($2 minimum balance fee assessed monthly when balance goes below $100. Fees could reduce earnings on this account.) 
 

Youth Statement Savings

• Available for persons through 18 years of age
• No minimum balance required to open account and obtain stated Annual Percentage Yield
(APY)

• Interest compounded daily and credited monthly

• Free Horizon e-Statements, Horizon Voice Banking, Horizon e-Banking, Horizon e-Pay, Horizon e-Mobile* & Horizon e-Mobile Deposit*

Money Market Savings

• $1,500 minimum to open account and obtain stated Annual Percentage Yield (APY)

• Variable Tiered Interest -- rates are subject to change at any time at Horizon Financial Bank's discretion (As your balance increases, so does your earnings)

• Interest credited monthly
• Free Horizon e-Statements, Horizon Voice Banking, Horizon e-Banking, Horizon e-Pay, Horizon e-Mobile* & Horizon e-Mobile Deposit*
 

($15 minimum balance fee assessed monthly when balance goes below $1,500. Fees could reduce earnings on this account.)

*Carrier fees may apply for mobile services.

 
Money Market Savings accounts and regular Savings accounts are considered "non-transactional" accounts and are regulated. This means that these accounts are limited to six withdrawals per statement period for certain types of withdrawals including: Horizon e-Banking, Horizon e-Mobile, telephone transfers, ACH and auto transfers (with the exception of transfers to a Horizon Financial Bank loan). These accounts can have unlimited withdrawals at a teller window or at an ATM.

 

Tax Advantage Savings Plan

• Available for Individual Retirement Accounts (IRAs)

• $10 minimum to open account and obtain the stated Annual Percentage Yield (APY)
• Interest compounded daily, credited quarterly
• Free Horizon e-Banking, Horizon e-Statements & Horizon Voice Banking

 Please consult your tax advisor prior to opening any tax advantage savings plan.

Branches: Devils Lake, ND 701-665-2020 - Munich, ND 701-682-5331 - Osnabrock, ND 701-496-3482 - Bismarck, ND 701-751-7274
FDIC Insured The first choice for all your financial needs.

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