Horizon Financial Bank

HFB is now offering IDTheftSmart.

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that is designed to provide peace of mind while protecting
your identity. There are different plans to fit your needs.
Find out which plan is best for you and sign up today.


Effective immediately, the Munich location lobby
 will be open from 9 a.m. until 1 p.m.
 and will be closed on Saturdays. 
Please call in advance to make an appointment during other business hours.

Following the ND Smart Restart guidance, Devils Lake, Osnabrock and Bismarck HFB locations are open with regular hours and staffing, while continuing to maintain safety protocols. Management will continue to monitor COVID-19 updates in the state and may make adjustments if deemed necessary. We thank all of our customers for your understanding and trust during this time as you inspire us to move forward while continuing to take precautions seriously.

Keep in mind that the safety of our customers, communities and staff are our priority. If you are not feeling well or are not comfortable coming into the bank, contact us and we can assist you in making other arrangements. We ask that other resources be utilized when appropriate, such as after hours drop boxes, which are checked periodically throughout the day, as well as HFB ATMs located in Munich, Devils Lake and Bismarck as well as Horizon Financial Bank's online services.







Horizon Financial Bank takes privacy seriously and has not changed its information sharing practices. HFB's Privacy Policy can be found under the Financial Security tab on this website; can be received upon request at any of the bank's locations; or can be obtained by calling 1-800-859-2035 to request that the Privacy Policy be mailed.

Branches: Devils Lake, ND 701-665-2020 - Munich, ND 701-682-5331 - Osnabrock, ND 701-496-3482 - Bismarck, ND 701-751-7274
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