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Business/Ag Checking

Solutions for your growing business

Whether your business has been in your family for generations or if you are just starting out HFB is here to help you protect your bottom line so you can focus on what you do best – running your business.

Knowing that your bank stands with you provides peace of mind so that you can reach your goals today and be strongly rooted in the future.
Horizon Checking
  • No minimum balance
  • Unlimited check writing
  • Ready Reserve overdraft protection (Subject to credit approval)
  • Free 1st year safe deposit box rent (not covered by FDIC insurance)
  • 50 free wallet checks with first order

Classic Checking**
  • $500 minimum to open account and obtain Annual Percentage Yield (APY)*
  • Variable tiered interest – rates subject to change at any time at HFB’s discretion. (As your balance increases, so does your earnings).
  • Free 1st year safe deposit box rent (not covered by FDIC insurance)
  • 50% discount on wallet  checks (standard style only)
  • Unlimited check writing
  • Ready Reserve overdraft protection (Subject to credit approval)

*$10 minimum balance fee assessed when the daily balance falls below $500. Fees could reduce earnings on this account.

Golden Checking**
  • $1,000 minimum to open account and obtain Annual Percentage Yield (APY)**
  • Variable tiered interest – rates subject to change at any time at HFB’s discretion. (As your balance increases, so does your earnings).
  • Free 1st year safe deposit box rent (not covered by FDIC insurance)
  • Free  checks (standard style only)
  • Additional 10 basis points on CD rates (bonus rates do not apply to IRA CDs or promotional offers)
  • Unlimited check writing
  • Ready Reserve overdraft protection (Subject to credit approval)

** $15 minimum balance fee assessed when the daily balance falls below $1,000. Fees could reduce earnings on this account.