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Personal Savings

Saving for the goals on your horizon

When you are saving for the future, HFB makes it easy with a savings plan designed just for you. Whether you are just starting out or planning for retirement let our experts help find a way to accomplish your dreams.
Regular Savings
  • $100 minimum to open account and obtain stated Annual Percentage Yield (APY)*
  • Interest compounded daily and credited monthly
*$2 service charge assessed monthly when the daily balance falls below $100. Fees could reduce earnings on this account.

Youth Savings
  • No minimum balance required to open account and obtain stated Annual Percentage Yield (APY)
  • Available for persons through 18 years of age.
  • Interest compounded daily and credited monthly

Money Market Savings
  • $1,500 minimum to open account and obtain stated Annual Percentage Yield (APY)**
  • Variable tiered interest – rates are subject to change at any time at Horizon Financial Bank’s discretion. 
  • Interest credited monthly

**$15 service charge assessed monthly when the daily balance falls below $1,500.  Fees could reduce earnings on this account.

Health Savings Account (HSA)
  • No minimum balance to open account and obtain stated Annual Percentage Yield (APY)
  • Must be eligible to participate in this program. Please consult a tax advisor to be sure you qualify. Save for routine or unexpected medical expenses.
  • Interest credited monthly
  • $10 annual fee. Fees could reduce earnings on this account.
  • Subject to IRS requirements