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Personal Savings

Saving for the goals on your horizon

When you are saving for the future, HFB makes it easy with a savings plan designed just for you. Whether you are just starting out or planning for retirement let our experts help find a way to accomplish your dreams.
Regular Statement Savings
  • $100 minimum to open account and obtain stated Annual Percentage Yield (APY)*
  • Interest compounded daily and credited monthly
*$2 minimum balance fee assessed monthly when the daily balance falls below $100. Fees could reduce earnings on this account.
Youth Statement Savings
  • No minimum balance required to open account and obtain stated Annual Percentage Yield (APY)
  • Available for persons through 18 years of age.
  • Interest compounded daily and credited monthly
Money Market Savings
  • $1,500 minimum to open account and obtain stated Annual Percentage Yield (APY)**
  • Variable tiered interest – rates are subject to change at any time at Horizon Financial Bank’s discretion. (As your balance increases, so does your earnings).
  • Interest credited monthly

**$15 minimum balance fee assessed monthly when the daily balance falls below $1,500.  Fees could reduce earnings on this account.
Tax Advantage
Savings Plan
  • Available for Individual Retirement Accounts (IRAs)* HFB offers Coverdell Education, Roth and Traditional IRAs.
  • $10 minimum to open account and obtain the stated Annual Percentage Yield (APY)
  • Interest compounded daily and credited quarterly.
Health Savings
  • Available for Health Savings Accounts (HSAs)
  • Must be eligible to participate in this program. Please consult a tax advisor to be sure you qualify. Save for routine or unexpected medical expenses.
  • Interest compounded daily and credited monthly
  • Nominal annual fee. Fees could reduce earnings on this account.