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Personal Checking

For all of the changes on your horizon

Horizon Financial Bank has been your hometown bank for generations, so you are not only customers, but our neighbors and friends. We are here to provide personalized service tailored to fit your needs.
Horizon Checking
  • No minimum balance
  • Unlimited check writing
  • Ready Reserve overdraft protection (available upon credit review)
  • Free 1st year safe deposit box rent
  • 50 free wallet checks with first order (from Deluxe’s Specialty line only)
 
 
Classic Checking
  • $500 minimum to open account and obtain Annual Percentage Yield (APY)*
  • Variable tiered interest – rates subject to change at any time at HFB’s discretion. (As your balance increases, so does your earnings).
  • Free 1st year safe deposit box rent
  • 50% discount on wallet  checks (from Deluxe’s Specialty line only)
  • Unlimited check writing
  • Ready Reserve overdraft protection (available upon credit review)
 
*$10 minimum balance fee assessed when balance falls below $500. Fees could reduce earnings on this account.
 
Golden Checking
  • $1,000 minimum to open account and obtain Annual Percentage Yield (APY)**
  • Variable tiered interest – rates subject to change at any time at HFB’s discretion. (As your balance increases, so does your earnings).
  • Free  wallet checks (from Deluxe’s Specialty line only)
  • Additional 10 basis points on CD rates (bonus rates do not apply to IRA CDs or promotional offers)
  • Unlimited check writing
  • Ready Reserve overdraft protection (available upon credit review)
  • Free 1st year safe deposit box rent
 
** $15 minimum balance fee assessed when balance falls below $1,000. Fees could reduce earnings on this account.