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Personal Checking

For all of the changes on your horizon

Horizon Financial Bank has been your hometown bank for generations, so you are not only customers, but our neighbors and friends. We are here to provide personalized service tailored to fit your needs.
Horizon Checking
  • No minimum balance
  • Unlimited check writing
  • 60 free wallet checks with first order (standard style only)


Classic Checking
  • $500 minimum to open account and obtain Annual Percentage Yield (APY)*
  • Variable tiered interest – rates subject to change at any time at HFB’s discretion.
  • 50% discount on wallet  checks (standard style only)
  • Unlimited check writing

*$10 service charge assessed when the daily balance falls below $500. Fees could reduce earnings on this account.

Golden Checking
  • $1,000 minimum to open account and obtain Annual Percentage Yield (APY)**
  • Variable tiered interest – rates subject to change at any time at HFB’s discretion.
  • Free  checks (standard style only)
  • Additional 10 basis points on CD rates (bonus rates do not apply to IRA CDs or promotional offers)
  • Unlimited check writing
  • Ready Reserve overdraft protection (subject to credit approval)

** $15 service charge assessed when the daily balance falls below $1,000. Fees could reduce earnings on this account.




























All checking accounts include the following convenient free features:

  • Visa Debit- Securely make transactions using EMV chip technology.
  • ATM Card - 24/7 access to your cash.
  • Bill Pay Services - Pay your bills from home. No check writing or stamps necessary.
  • Direct Deposit - Worry-free. Electronically deposit your paycheck or other deposits.
  • Online & Mobile Banking - Your busy lifestyle just got easier. Banking at your convenience.*
  • Mobile Deposit - Deposit checks securely with a few easy clicks. 
  • Electronic Statements - Never worry about lost statements with secure electronic statements.
 
*Carrier fees may apply for mobile services.